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Capital

Negotiating a guarantee agreement

Providing a guarantee to a lender or creditor, whether for your own business or on behalf of someone else, can be riskier than you realise. Michael Smyth shows you how to limit that risk by negotiating appropriate terms.

The small business person's biggest challenge: Getting finance

Running your own business is one of life's most exciting and rewarding endeavours. But as with all worthwhile ventures, it comes with a number of challenges and for self-employed people, getting access to finance can be the biggest challenge of all, as Gary Walker explains

Raising venture capital - lessons from the Dragonss Den

If you are already getting "Dragon's Den" withdrawal following the screening of the final last week, or avidly anticipating the next series, Michael Taplin suggests there are some great lessons to take away if you're looking for finance to really make YOUR business grow

Research and development grants

For certain projects, grants are available from the Foundation for Research, Science and Technology. So what are the criteria? Enterprise North Shore shares some pointers to help eligible businesses access funding

Finding another source of funding

If your business needs extra funding but cannotfind it, Phil Hickling might have the answer

Finding the money to grow your business

What are some of the avenues available to home businesses for raising the necessary finance? What are the benefits and drawbacks of each?

Accessing funding - help is at hand

There are a number of schemes offering monetary help to businesses which qualify - but applying for, and receiving those funds, can be difficult. Jane Shearer regularly helps businesses to access those funds - and she has advice for you if you are looking at your funding options

Arranging finance for your home business

Getting a bank loan for a startup is very difficult. David Weusten has some tips on how to improve your chances.

Venture capital - a source of capital with less personal risk

Do you need to fund your great idea but don't want to put your house on the line? Venture capital may be an option - but as Murray McLean explains it's not just an easy way to get money into your business

When you're banking on that loan ....

If you need to borrow money to start or grow your home business, where do you go to get it? Murray McLean gives some sound advice on who to approach, and how to go about securing a loan.

Mapping the road to your success

Home businesses which plan consistently do better than those that don't. Is yours one of them? Lin Ives outlines how in the first of a series of articles on business planning.

Putting together a business plan

The majority of home businesses don't have a written business plan. While the old addage "fail to plan and you plan to fail" is true for many, those that do think through their business planning are often highly successful businesses in the longer term. Make the time to do your business planning properly - it's well worth the effort!